Wednesday, June 3, 2009

To the faithful...

I think I finally figured out why I never use credit cards. I have about the best credit there is out there. I see friends using credit well beyond their means with no guilt or worry. Why is this? I think it is because they have made plans for new products, alternative businesses and new ventures. They pamper and take care of themselves with credit and then allow the universe to cover them. It appears to work but I think it is still wise to be frugal especially when you do not have plans for alternative business or projects that may be profitable in the immediate or distant future. Credit is credit and if you don't have money one should not be spending money. Even if you do have money spending it flagrantly is a mistake.

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